As a young person, you're probably living in the now. The future is looming on the horizon, a kaleidoscope of seemingly endless possibilities and unique experiences, but perhaps you don't think too much about it as yet. And that's only natural.
But what if we told you that health insurance is a gift you can give to 'future you'? Here are three reasons why health cover may be worthwhile - yes, now that you're (still) young.
Faster access to medical treatment is always welcome news
Being covered by ACC for accidental injuries and by the public healthcare system for emergencies is great - but what about health issues that are neither accidents nor emergencies (like knee or hip replacements)?
Health insurance is designed to provide you with access to private treatment and diagnosis, so that you don't have to wait in line at the public hospital to get better.
Secure comprehensive level of cover
Now, you may think: I'm young, it's unlikely that I will experience any relevant medical issues for the next while. And you would be right - the younger you are, the less likely you are to suffer serious medical conditions.
But we mentioned 'future you', remember? As unlikely as health issues might be right now, they can happen anytime to anyone. And once you develop a medical condition, it becomes difficult to get it covered by health insurance.
In other words, the healthier you are when you take out cover, the more comprehensive protection you can secure. And if you keep the same policy over time, your health insurance will likely cover any medical conditions you may develop down the line. As we said, it's a powerful gift you can give yourself.
And did we tell you this self-gift is also affordable?
The cost of health cover at your age is typically very affordable, and the peace of mind you can achieve with it, now and over time, is priceless.
Remember, you are your most important asset, and one of the key advantages of taking out any types of insurance when young - including health cover - is that premiums are at their lowest.
Also, you can tailor your cover to your needs by adjusting the excess or selecting appropriate level of medical care, whether it's everyday costs like your GP and dental care, specialist visits and diagnostics, or a mix of both.
Let LifeDirect take care of your future (while you enjoy the present)
Have questions? Click here to learn more about health insurance, or get in touch with our friendly adviser team: we're here to help. Give us a call on 0800 800 400 or message us here.
Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current developments or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.
