Please note that some features of this site may not work as expected with your browser. Please update to the latest version to enjoy the full features of the site.
NZ's #1 Life Insurance Comparison Site
Have a lump sum paid out for your loved ones if the unexpected happens to you.
Why is life insurance important?
Rated 'Excellent' by Trustpilot
Award winning
Find out more
-
Life Insurance
What is life insurance?
Life insurance cover gives you the ultimate peace of mind... -
Life InsuranceFrequently asked questions
Some frequently asked questions about life insurance -
Life Insurance
Insurer overview
Check out our trusted insurers -
Life InsuranceHow much life insurance do you need?
Knowing how much life insurance you need is essential. -
Life InsuranceWhat is level life insurance and how does it work?
There are two types of life insurance cover you can... -
Life InsuranceWhen do you need life insurance?
You should review your cover every few years, particularly after... -
Life InsuranceYour BMI and life insurance
Your body mass index (BMI) is an important factor when... -
Life InsuranceKiwi new parents guide to life insurance
Some of your most important decisions will be about making... -
Life InsuranceTerminal illness and life insurance cover
A good life insurance policy will pay you a lump... -
Life InsuranceWho owns a life insurance policy?
The role of the owner of a life insurance policy... -
Life InsuranceKiwi home buyers' guide to life insurance
Buying a property is likely to be your biggest ever... -
Life InsuranceDoes smoking affect insurance?
Smokers generally face higher insurance premiums than non-smokers -
Life InsuranceInsurance company financial strength ratings
A financial strength rating expresses an insurers opinion to meet... -
Life InsuranceDoes vaping affect your insurance?
Most insurance companies view cigarettes and vaping devices as the... -
Life InsuranceWhat is the life insurance underwriting process?
The life insurance underwriting process helps insurers calculate risk. -
Life Insurance
AIA Living Family Protection
AIA Living Family Protection is designed to minimise the impact... -
Life Insurance
AIA Living Accidental Death
AIA Living Accidental Death is a very basic type of... -
Life Insurance
Life Insurance
You can't predict the future, but you can help protect... -
Life Insurance
Accidental Death Insurance
This is quite a specific insurance for death as a... -
Life Insurance
Cancer Insurance
Although it remains one of the most common and devastating... -
Life Insurance
QuickCover Life Insurance Policy
QuickCover is a straight forward life insurance policy that pays... -
Life InsuranceDo you need life insurance to buy a house?
Short answer: No, you don't need life insurance to buy... -
Life InsuranceWhat's the difference between Life and Health Insurance?
On the surface, it's a bit like comparing apples and... -
Life InsuranceHow to keep your life insurance affordable - for life
Affordability, both in the short and longer term, is a... -
Life InsuranceStepped or level premiums: what's the difference?
Most people know that insurance costs increase with age, and... -
Life InsuranceCouple goals: tips for having the 'insurance talk'
Are you in a couple and looking for ways to... -
Life InsuranceDo you know who owns your life insurance policy?
Ownership of your life insurance policy is important - and... -
Life InsuranceWhat people ask us most about life insurance
This month we ask our friendly insurance adviser Amy Webster... -
Life InsuranceUnderstanding the role of underwriting in life insurance
In the world of life insurance, there’s an important process... -
Life InsuranceCan I Cancel or Change My Life Policy?
Life insurance is designed to act as a financial safety...
Need insurance?
-
Quote and compare
Get a quick quote and compare online from all of NZ's top insurers from the safety of your couch, kitchen or at work. We won't judge.
-
Apply online
It's never been easier. Apply for insurance online in a matter of minutes, you're in control. Not to harp on, but our service is completely free, we won't charge you a cent on your insurance policy.
-
We’ve got you covered
Once you’ve applied, our Wellington based team will sort the rest out for you. No drama.
Proudly supporting NZ Cricket
LifeDirect is a proud Major Sponsor of both the BLACKCAPS and the WHITE FERNS alongside being a committed partner of the Junior game.